Cell 250-812-2589

Office 833-817-6506

Email: jpappy@uniserve.com


6 Things Your Realtor would Love to Tell you...but won't!

6 Things Your Realtor would Love to Tell you...but won't!

We are always honest with you about your transaction, but there are a few things that some agents hold back from their clients. 

Let’s cut right to the chase and talk about them…

Selling Your Home Requires Cash

Selling your home will have some out-of-pocket expenses, it’s not just money in the bank.

As a seller, you may find yourself paying costs such as; curb appeal improvements, minor updates/painting, professional cleaning, closing fees, and of course, moving expenses. 

Buying a Home also Requires Cash

Your mortgage will not cover everything, unfortunately.

On top of a hefty deposit, you’ll be required to pay costs such as; closing fees, inspection, appraisal, insurance, utilities, moving expenses, and more.

A savvy buyer will have an additional small percentage (1-2%) of their home’s purchase price in cash savings to cover these expenses. 

Every Home Needs Staging

Unless you are a professional home stager by trade, your home requires some form of staging.

There’s a very big difference between having your home decorated to live in and decorated to sell.

Commonly used furnishing and décor strategies that are designed to maximize space and flow serve to give potential buyers a better window into what it would be like to have their stuff in the home.

Do Not Change your Spending/Financial Habits after Mortgage Approval

Once you’ve been approved for a mortgage be aware that it is approved based on your current financial situation.

The worst thing a buyer can do between approval and purchase is changing their financial situation. Moving the needle (in the wrong direction) on the debt-to-income ratio by doing major credit card shopping, getting a small personal loan, or even buying a vehicle can completely tank your mortgage funding.

Home Ownership Isn’t for Everyone

Being a homeowner is a lot of responsibility, and it’s not everyone’s cup of tea.

As a homeowner, you’ll no longer have a landlord to call for upkeep, regular maintenance, improvements, or when something in the home breaks…this will all fall on your shoulders.

You’ll also need to prepare yourself for the additional bills that you may not be aware of, such as; property taxes, insurance, garbage, water, internet, cable, electricity, and more.

The fact of the matter is that some buyers simply aren’t aware of what is included with homeownership and the costs associated. 

Read Every Single Word of Any Contract You Sign

Always read any contract you are signing!

If there is anything you’re unsure about, ask your agent to explain it to you thoroughly.

As an Agent, it is our fiduciary duty to put your best interests front and center, and that includes ensuring you know what you have a clear understanding of what you’re signing. 

Having the right agent on your side will make the home buying or selling process much easier and less worrisome.

They will discuss all the positives and negatives that you may come across throughout the transaction and how they plan to overcome them.

At JP Real Estate, we pride ourselves on being upfront, honest, and transparent with all our clients. We are here to make your transaction as seamless as possible and be of value to you throughout all stages of the process. 


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